Please note that days in which you will receive your settlements will vary depending on:
- the acquiring bank that you use with us
- your settlement timeframe (for example Next Day Settlement, Standard Settlement)
- your banking window
- any third party services you may use, such as Youlend (if you have a business loan through us which you pay back through transactions).
Please use the guides below to find out which days your acquirer is able to settle transactions, and apply your usual settlement timeframe to this.:
Note: To avoid unnecessary additional delays to your transaction settlements, make sure to perform an End of Day report at the end of each trading day. If an End of Day is not performed, there may be an additional delay of 1 working day for funds to appear in your account. You can find a guide for performing an End of Day report on your terminal here.
Please note that accepting transactions on your device is not impacted; Your transactions will be processed as normal, but may be deposited into your account later than normal, as outlined below.
Clover Customers
If your acquiring bank through us is Clover (Formerly First Data/FDMS/Fiserv)
Christmas:
| 23rd December | Transactions to be settled as usual |
| 24th December | No transactions are settled on this date |
| 25th December | No transactions are settled on this date |
| 26th December | No transactions are settled on this date |
| 27th December | No transactions are settled on this date |
| 28th December | Transactions to be settled as usual |
| 29th December | Transactions to be settled as usual |
| 30th December | Transactions to be settled as usual |
| 31st December | No transactions are settled on this date |
New Year:
| 1st January 2023 | No transactions are settled on this date |
| 2nd January 2023 | No transactions are settled on this date |
| 3rd January 2023 | Transactions to be settled as usual |
Valitor Customers
If you are in Ireland, your acquirer is Valitor - Please see details of settlements over the festive period, below:
Christmas:
| 24th December | Transactions to be settled as usual |
| 25th December | No transactions are settled on this date (bank holiday) |
| 26th December | No transactions are settled on this date (bank holiday) |
| 27th December | Some transactions to be settled, with exceptions: All currencies to settle except AUD, CAD, HKD & GBP |
| 28th December | Transactions to be settled as usual |
| 29th December | Transactions to be settled as usual |
| 30th December | Transactions to be settled as usual |
| 31st December | No transactions are settled on this date |
New Year:
| 1st January 2023 | No transactions are settled on this date |
| 2nd January 2023 | Some transactions to be settled, with exceptions: All currencies to settle except AUD, CAD, HKD, GBP, JPY, CHF & USD |
| 3rd January 2023 | Transactions to be settled as usual |
Global Payments Customers
If your acquiring bank through us is Global Payments:
Christmas:
| 23rd December | Transactions to be settled as usual |
| 24th December | Transactions to be settled as usual |
| 25th December | No transactions are settled on this date (bank holiday) |
| 26th December | No transactions are settled on this date (bank holiday) |
| 27th December | No transactions are settled on this date |
| 28th December | Transactions to be settled as usual |
| 29th December | Transactions to be settled as usual |
| 30th December | Transactions to be settled as usual |
| 31st December | No transactions are settled on this date |
New Year:
| 1st January 2023 | No transactions are settled on this date (bank holiday) |
| 2nd January 2023 | No transactions are settled on this date |
| 3rd January 2023 | Transactions to be settled as usual |